38. Open a savings account

You may have noticed that the Best Friend and I have something of a love affair going with Google (granted at times it is a one sided affair). Well watch out google because ING may be knocking you off the pedestal.

I was introduced to this online banking phenomena by the Best Friend. I tossed around the idea for awhile, and was a little iffy on the fact that I couldn't actually walk into a bank. But then again, when was the last time I walked into my bank? I did a little more research and finally decided to take the plunge and try it out.

So plunge I did, and I may never go back. ING makes it so easy to set up and manage your accounts. I can decide how much will be automatically taken from my checking account and how often. I even set up separate accounts and then was able to name them the fun (well sometimes fun) things that they are going towards, like my three month cushion, vacation, and housing. It's great! So now I'm saving and working toward yet another 101 task, having a three month cushion of money set aside.